Documentation

To obtain a mortgage, you need to provide certain documentation to the Lender. This documentation will be used by the lender to confirm your identity, employment, income and other material factors in your mortgage application.  Any information you provided to the lender or broker for the mortgage application must be confirmed in the documentation provided.  Here are some examples of the types of information you might be required to provide:

• Letter of employment

• Current paystub

• Tax documents – T4 for the past two years

• Notice of Assessment (NOA) from the CRA

• Copy of your tax returns

• Bank statements

• Financial statements (if self employed)

• Government issued photo ID

• Other documents specific to your circumstances